Whether you are buying your first home, consolidating your debts or renovating your home for your growing family, we will find and negotiate the best home loan product and lowest interest rate to suit your unique situation.
Interested in finding out your borrowing capacity? Or an investor looking to enhance your portfolio? We offer more than 200 specialised loan products from over 30 lenders that can be tailored to a solution that best suits your circumstances.
Buying your first home is as exciting as it can be daunting. There are many processes to understand and many first home loan mortgages to choose from. We understand that the process can be confusing but we are here to guide you through the process and ensure we match you with the right mortgage for your first home.
The best interest rates are always changing and your current mortgage may not be the best one for you. We can advise on how to obtain the best rate, and the best mortgage when refinancing. We will match the particular refinance loan to your needs.
You love your home but want to improve it for your circumstances. Renovating or building a new home from scratch is both complex and exciting. We will assist you in obtaining the best home loan for the project and make this part of the process the least thing you have to worry about.
Property investing is path many of our clients head down. We can assist with identification of the property, give advice on the state of the market and provide you with a loan for investment that will allow you to build your wealth and reach your investment goals.
Opportunities need to be taken and by having an approved line of borrowings you can take an opportunity without having to apply for a new loan. The borrowings can be drawn down on at any time and for any purpose.
Sometimes paying out a number of smaller loans with a better structured single product will allow you to better organise your finances and may be part of you ongoing strategic financial plan.
We have ongoing relationships and work very closely with over 30 lenders including; CBA Commbank Home Loans, NAB home loans, Westpac Home Loans, Suncorp Home Loans, ANZ Home Loans and Macquarie Bank Home Loans, to name a few. You’re in good hands and in good company when you deal with us.
I have to give the guys at Vogue Financial a huge thank you for all their help and wonderful service. My partner and I were nervous about buying our first home but they always went out of their way to help us and made the whole process so much easier! The after hours service shows the commitment required to be part of a successful company.
We have found our home loan broker and tend to stick to a good thing. We will be recommending them to everyone we know.
I have known the guys at Vogue Financial for several years. They have been my mortgage broker for some time and have always been able to deliver the most competitive rates on the market and made the whole refinancing process extremely simple. This is why I will continue to engage in their services and continue to refer family and friends.
A mortgage broker is a home loans expert who helps clients find the best mortgage for their individual circumstances. We act as the middle people between lenders and our clients, negotiating the best possible deals and conditions such as interest rates and payment terms.
Finding a lender on your own means having to submit separate applications to each one – a time consuming and tedious process. Our service allows you to submit a single application that will be evaluated and matched with several possible lenders meaning speed, ease and convenience. We do the legwork and find the best deals – all you have to do is decide. Our brokers are well-trained and have a deep understanding of the mortgage process. Because we understand the criteria and requirements of various lenders, we know which lenders will be likely to accept your application before it is even submitted. With our assistance, you can be sure that you are getting the best possible deal on your home loan.
Not only do we guide you through the process of choosing the ideal lender for your situation, but we assist you in finding and getting approved for a mortgage that is tailored to your individual needs and preferences. We collect all of the necessary documents and submit them for you, as well as negotiating with lenders to get you the best deal possible.
We have a proven track record of delivering exceptional results for our clients. This is due to our years of experience, as well as our excellent relationships with a large number of leading lenders who give us preferential treatment and can often fast-track applications. We also offer our clients a holistic service that goes beyond just looking for the best home loan for them. Whether it’s researching and finding the perfect property, or guiding them through each of the steps and processes involved with purchasing a property, our team is always at hand to help our clients from start to finish.
For most clients we provide our services for free. In extreme or special circumstances, however, we may charge a fee, but these will be disclosed upfront before we commence our services.
The exact interest rate you will pay cannot be determined until we begin negotiating with lenders. However, in the majority of cases, Vogue Financial will be able to find you the best rate possible for your individual situation. We understand the credit scoring process and the guidelines of various lenders, so we know from the start which lenders will be most likely to approve your application. For most clients, we will be able to find a major lender that will offer a loan. For clients with multiple credit issues, we may sometimes need to use a smaller lender, but the rate will likely be similar to the Bank Standard Variable Rate.
The process of applying for a loan through Vogue Financial is simple and hassle-free. Once you have filled out an application and sent us the required documents, we examine your application to determine which lenders are best suited to your needs. We will then contact you to discuss our evaluation. Once you have chosen a lender, we are there to guide you through the remainder of the process.
